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July 30, 2010
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Loans and guarantees

SERVICES PRICE - LIST
1. Granting of credits in Lats and in foreign currency *  
1.1. Loan application 0,05-1.5%
1.2. Arrangement of a loan agreement up to 1,5 % from loan amount
1.3.  Amendment of the credit conditions, except in 1.4., 1.5., 1.6., 1.7., 1.8 mentioned up to 0,3%from loan amount
1.4. Prolongation of the loan agreement up to 0,5% from unpaid loan amount
1.5. Amendments in the loan pay-off schedule up to 0,5% from unpaid loan amount
1.6. Amendments in the collateral LVL 100,-
1.7. Amendments of interest rate difference of interest rate's monthly payment
1.8. Arrangement of substandard documents LVL 25,- per hour ; min. LVL 25,-
max. LVL 100,-
1.9. Interest for loan utilization or overdraft (debit percent) upon agreement with the Client
1.10. Interest for unused part of the loan line free of charge
1.11. Interest for none-withdrawal part of the loan free of charge
1.12. Fee for handling the loan account free of charge
1.13. Fee for decision of Loan committee free of charge
1.14. Anticipatory accomplishment of Credit Liabilities. up to 1% of loan amount paid before end
 of the term
1.15. Arrangement of the refinance agreement up to 5% of loan amount to be refinanced
1.16. Consultations not related to receiving loan in a Bank up to LVL 50,- per hour
1.17. Mediation services related to insurance of loan related property free of charge
1.18. Issuance of references or certifications up to LVL 50,-
2. Guarantees
2.1. Execution and issue of the guarantee 1 - 1,5% per year, min. LVL 30,-**
2.2. Execution and issue of the counter-guarantee 1 - 2% per year, min LVL 50,-
2.3. Announcement of guarantee LVL 50,-
2.4. Checking of documents and payment of guarantee 0,3% of the amount, min. LVL 30,-
2.5. Amendment of guarantee

LVL 18,-**

2.6.

Cancellation of guarantee

LVL 42,-**


*

The Bank reserves the right to set up some more commissions if additional technical, time or human resources are necessary to carry out the Client's contract or order.

**

Telecommunication expenses are charged additionally.
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Contacts
JSC SMP BANK. Central office Elizabetes str. 57, Riga, LV-1772, Latvia Phone (+371) 67019153 E-mail info@smpbank.lv