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February 11, 2012
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Deposits

1.1. The ordinary deposit - the deposit on the certain term for individuals and legal entities for placing their free money resources in Lats (LVL), US dollars (USD) an Euro (EUR) on the certain term (1 month, 3,6 months, 1 year, 2 years).
Minimal deposit amount for receiving interest percent:
individuals LVL 100,- or USD 100,- or EUR 100,-
legal entities LVL 1 000,- or USD 1 000,- or EUR 1 000,-

1 month

3 months

6 months

1 year

2 years

LVL

0.1 %1

0.7 %1

1.5 %1

2.5 %1

3.1 %1

USD

0.05 %1

1.0 %1

1.5 %

2.2 %

2.8 %

EUR

0.1 %1

1.6 %1

2.2 %

3.2 %

3.5 %

¹ up to 100000 LVL, 100000 USD, 100000 EUR, above - by agreement.
* The calculated interest is paid at the end of term.
1.2. Ordinary deposit with payment of interest monthly.
Minimal deposit amount for receiving interest percent:
individuals LVL 100,- or USD 100,- or EUR 100,-
legal entities LVL 1 000,- or USD 1 000,- or EUR 1 000,-

3 months

6 months

1 year

2 years

LVL

0.4 %1

1.2 %1

2.2 %1

2.8 %1

USD

0.7 %1

1.2 %

1.9 %

2.5 %

EUR

1.3 %1

1.9 %

2.9 %

3.2 %

¹ up to 100000 LVL, 100000 USD, 100000 EUR, above - by agreement.
* The calculated interest is paid at the end of term.
2. The Target deposit - special deposit on certain period for individuals. This deposit is meant for the particular target - education, traveling, planned big purchases, if the Client does not wish to have credit or leasing, as well as for other purpose.
Minimal deposit amount for receiving interest percent is LVL/EUR 25,-

6 months

1 year

2 years

3 years

5 years

LVL

0.8 %

1.8 %

2.4 %

3.0 %

3.3 %

EUR

1.0 %

1.9 %

2.3 %

2.5 %

2.7 %

* In order to use effectively the advantages of such deposit and accumulate money resources, this deposit may be increased by the amount that is not less than 10, - LVL.
* Calculated interest and capital amount of the deposit will be paid for the Client at the end of period.

3. Deposit with possibility to convert into different currency

Minimal deposit amount for receiving interest percent:
individuals LVL 500,- or USD 500,- or EUR 500,-
legal entities LVL 2 000,- or USD 2 000,- or EUR 2 000,-

3 months

6 months

1 year

LVL

0.5 %1

1.3 %1

2.2 %1

USD

0.4 %1

1.0 %

1.7 %

EUR

1.1 %1

1.7 %

2.5 %

4. Saving account for pensions (LVL) - 1.0 %

¹ up to 100000 LVL, 100000 USD, 100000 EUR, above - by agreement.
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JSC SMP BANK. Central office Elizabetes str. 57, Riga, LV-1772, Latvia Phone (+371) 67019153 E-mail info@smpbank.lv